Cashflow Analytics in Snowflake
Get key insights into cashflows and liabilities with standardized tables.
Streamline analysis with standardized data
Analyze financial data effortlessly within Snowflake.
Segments Table
Access pre-built Segments built on our models that group users by financial behavior into Segments like Auto Owner and Student Loan Holder, helping you target the right customers more effectively.
Transactions Table
Retrieve a standardized view of user transactions with clean merchant names, detailed tags, granular categorization, and recurring transaction detection to streamline analysis and uncover trends.
Attributes Table
Backtest 4000+ Cashflow Attributes across Stability, Affordability, Asset, and Willingness to identify opportunities to increase approvals, reduce delinquencies, enhance credit quality, and more.
Scores Table
Use Pave’s Cashflow Scores, trained on millions of defaults, to identify previously denied applicants with high likelihood and ability to repay, unlocking new lending opportunities.
Explore Use Cases
Cash Advance
Score users to increase approvals, advance amounts, and improve repayments.
Personal Loans
Identify users with high likelihood of making the first 4 payments to reduce delinquencies.
Charge Cards
Graduate users to higher secured or unsecured limits based on increased affordability.
Credit Cards
Set dynamic credit limits based on users' income and affordability.
Drive growth with Cashflow-driven Analytics
Use our Cashflow-driven Attributes and Scores to provide timely, borrower-specific insights tailored to your lending criteria. Make informed decisions that enhance approval rates and loan performance.
Explore More Products
Cashflow Scores
Offer higher amounts and drive growth with our Cashflow Scores, built on Cashflow Attributes and repayment history. Increase approvals and retention by identifying healthy, underserved borrowers.
Cashflow Attributes
Drive lift in your risk models to boost approvals with thousands of pre-built attributes built on our expansive loan performance dataset.
Cashflow Analytics
Automate processes to increase approvals and serve more borrowers using Pave’s real-time Cashflow Analytics. Streamline operations and identify healthy, underserved borrowers.