Small Dollar Loans
Predict the likelihood of the first four installment payments with the Small Dollar Loan Score and Cashflow-driven Attributes.
Increase growth with Cashflow-driven Analytics and Scores
Enhance risk models for small dollar and installment loans with the Small Dollar Loan Score and Attributes.
Improve accuracy in risk models
Enhance proprietary models with Cashflow-driven Attributes and Scores to more accurately assess borrower affordability, identify healthy borrowers, and unlock new segments.
Track accounts in real-time
Track real-time income stability, spending, and financial health to adjust loan amounts, foster growth, and proactively mitigate risks before they impact your portfolio.
Personalize payment plans
Align payment schedules with borrowers' income to improve on time payments and reduce risk.
View Products
Cashflow Scores
Offer higher amounts and drive growth with our Cashflow Scores, built on Cashflow Attributes and repayment history. Increase approvals and retention by identifying healthy, underserved borrowers.
Cashflow Attributes
Drive lift in your risk models to boost approvals with thousands of pre-built attributes built on our expansive loan performance dataset.
Cashflow Analytics
Automate processes to increase approvals and serve more borrowers using Pave’s real-time Cashflow Analytics. Streamline operations and identify healthy, underserved borrowers.
Cashflow Analytics in Snowflake
Gain seamless access to cashflow data within Snowflake to enhance analysis and decision-making. Leverage Pave’s standardized tables, updated daily, to uncover insights without complex ETL.
Related Posts
Drive growth with Cashflow-driven Analytics
Use our Cashflow-driven Attributes and Scores to provide timely, borrower-specific insights tailored to your lending criteria. Make informed decisions that enhance approval rates and loan performance.
More Use Cases
Cash Advance
Score users to increase approvals, advance amounts, and improve repayments.
Personal Loans
Identify users with high likelihood of making the first 4 payments to reduce delinquencies.
Charge Cards
Graduate users to higher secured or unsecured limits based on increased affordability.
Credit Cards
Set dynamic credit limits based on users' income and affordability.
