Amelia Chikota

Pave analyzes bank statements to produce a real-time view of the SMB’s cashflows, allowing SMB lenders to validate cashflows, underwrite, and assign credit limits.

Discover how True scaled its operations and achieved impressive repayment rates by partnering with Pave.dev, transforming their approach to cash advances and underwriting with data-driven insights.

The Lead Scoring Dashboard is designed to help small business lenders filter and prioritize inbound leads, focusing on those most likely to convert into profitable customers.

We’re excited to announce our new Small Dollar Loan Score. The Small Dollar Loan Score evaluates the probability of a user making their first four small dollar loan payments.

This API helps output an SMB cashflow statement in a few seconds using bank transaction data, allowing SMB lenders to more efficiently underwrite, score leads, and provide personalized product offerings.

Recognizing the gaps in traditional scoring methods, our partnership with Method equips lenders with real-time data and cashflow analytics.

These attributes provide detailed data on various financial health aspects, including the count of personal loans from subprime and prime lenders, and a close look at financial behaviors around payroll events—such as median and average current balances and recurring expenditures before and after payday.

We’re proud to be highlighted in Visa’s latest industry report, “Opportunities for Generative AI in Financial Services.” This recognition highlights the transformative role of Generative AI in reshaping financial services.

The new Underwriting and Collections APIs allow you to upload underwriting events and collections events in real-time.