posts by author

Amelia Chikota

Product Features

Announcing the New Cash Advance History Score Dashboard

The Cash Advance History Score summarizes your customers’ repayment rate across providers for cash advances of varying amounts. This allows you to offer higher advances to new and existing users, given their repayment history.

Product Features

Upload Plaid Auth Payloads to Pave

We’re now ingesting Plaid Auth data! Plaid Auth payloads provide information about a user’s account, including the financial institution associated with the account.

Product Features

Announcing our Galileo and Lithic Integrations

We’ve released integrations with Galileo and Lithic! This will allow you to upload bank data from Galileo and Lithic accounts to the Pave API.

Product Features

Visualize User Income with our AtomicFi, Pinwheel, and Argyle Integrations

Pave’s integrations with Atomic Financial, Pinwheel, and Argyle enrich a user’s income inflows from their bank transactions with data such as payment schedule, wage amount, and shifts worked.

Defaults are rising, FICO is a lagging indicator, and BNPL is adding fuel to the fire

In September 2022, BNPL usage increased 115% year-over-year. BNPL is changing how people borrow and spend, and lenders need to start paying attention.

Cash Advance Usage increased 39% in the past 6 months

Cash advance usage surged 39% in 6 months. Explore the data behind this rise, how it's reshaping financial habits, and what it means for lenders and consumers alike.