posts by author

Amelia Chikota

Product Features

Visualize User Income with our AtomicFi, Pinwheel, and Argyle Integrations

Pave’s integrations with Atomic Financial, Pinwheel, and Argyle enrich a user’s income inflows from their bank transactions with data such as payment schedule, wage amount, and shifts worked.

Defaults are rising, FICO is a lagging indicator, and BNPL is adding fuel to the fire

In September 2022, BNPL usage increased 115% year-over-year. BNPL is changing how people borrow and spend, and lenders need to start paying attention.

Cash Advance Usage increased 39% in the past 6 months

Cash advance usage surged 39% in 6 months. Explore the data behind this rise, how it's reshaping financial habits, and what it means for lenders and consumers alike.