Product Features

The Cash Advance Score is trained on millions of cash advances and hundreds of Attributes such as overdraft fees, changes in income, balance trends, and more.

Understanding cashflows and liabilities is critical for accurately assessing a user’s true affordability and making informed risk decisions.

This dashboard allows you to monitor the accuracy of our Payroll Prediction Model, which detects payroll in bank transactions and predicts the next paycheck date and amount with over 90% accuracy.

Pave cleans, normalizes & unifies credit reports with users' bank transaction data, allowing lenders to easily get a complete view of a borrower’s liabilities.

The Cash Advance History Score summarizes your customers’ repayment rate across providers for cash advances of varying amounts. This allows you to offer higher advances to new and existing users, given their repayment history.

Underwriting teams can use our new dashboard to see all of a borrower’s cashflows and liabilities in one place and run debt payoff scenarios.

We’ve released new trended attributes for our Cash Advance Repayment Score (CARS), which can be used to predict the likelihood of a user repaying a cash advance.

This endpoint ingests data from multiple data sources and returns a complete, accurate, and up-to-date view of a user’s liabilities.

The Rent endpoint surfaces all of a user’s rent payments, along with a confidence score indicating the likelihood that the transaction is rent.