Product Features

We’ve released our new Cash Advance History Score (CAHS)! This score showcases a user’s repayment history across multiple cash advance providers.

This endpoint provides a view of a user’s end-of-day balance and balance trends including when the user experiences negative or single digit account balances.

We’re now ingesting Plaid Auth data! Plaid Auth payloads provide information about a user’s account, including the financial institution associated with the account.

We’ve released integrations with Galileo and Lithic! This will allow you to upload bank data from Galileo and Lithic accounts to the Pave API.

Pave’s integrations with Atomic Financial, Pinwheel, and Argyle enrich a user’s income inflows from their bank transactions with data such as payment schedule, wage amount, and shifts worked.

We’ve created an endpoint to upload any additional data about a user such as loan approvals or rejections, defaults, loan payment attempts, and more. This data will be used to improve our Attributes and Scores by supplementing transaction data with custom information.

We updated our model to remove duplicate transactions while computing insights to correct these duplicate errors.

Deposit amount required is the estimated amount a user needs to deposit into an account before their next paycheck to meet their upcoming bill payments and prevent an overdraft or NSF.

Our Payroll Prediction Model detects a user’s payroll transactions, clusters recurring payroll streams, and accurately predicts the next payment date and amount.